Disclaimer
Last Updated: January 11, 2025
General Information
The information provided on Cardmate is for general informational purposes only. While we strive to keep the information accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, or services contained on the platform.
Not Financial Advice
Cardmate is a comparison platform and does not provide financial, investment, or credit advice. The recommendations provided are based on algorithms and user inputs but should not be considered professional financial advice. Always consult with a qualified financial advisor before making credit card decisions.
Credit Card Approval
We do not guarantee approval of any credit card application. Credit card approval is at the sole discretion of the issuing bank and depends on various factors including your credit history, income, employment status, and the bank's internal policies. Cardmate is not responsible for application rejections or credit score impacts.
Third-Party Relationships
Cardmate may earn referral fees or commissions from credit card issuers when users apply for cards through our platform. However, this does not influence our card recommendations, which are based on your profile and needs. We maintain editorial independence in our card comparisons.
Information Accuracy
Credit card features, fees, interest rates, rewards, and terms are subject to change without notice by the issuing banks. While we update information regularly, there may be delays. Always verify all details directly with the credit card issuer before applying.
Calculation Tools
The rewards calculators, CIBIL score predictors, and other tools provided on Cardmate are for estimation purposes only. Actual rewards earned and credit scores may vary based on multiple factors. These tools should not be relied upon as exact representations of future benefits or credit worthiness.
External Links
Our platform may contain links to external websites operated by banks and financial institutions. We have no control over the content and practices of these sites and assume no responsibility for them.
Limitation of Liability
In no event shall Cardmate or Risenine Technologies Pvt Ltd be liable for any loss or damage including, without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data, loss of profits, or financial loss arising out of, or in connection with, the use of this platform.
Contact Us
If you have any questions or concerns about this disclaimer, please contact us at:
Email: support@cardmate.in
Address: Risenine Technologies Pvt Ltd, Bangalore, Karnataka, India